Terms of Service

Terms of Service

Effective Date: 13 September 2025

1. Scope of Services

Para Bellum Financial Markets Advisory (“Para Bellum”, “we”, “us”) provides specialist advisory, structuring, transaction support, and independent review services focused on financial markets, derivatives, capital markets products, and related areas. Our services are provided solely to professional, institutional, or sophisticated clients.

We do not offer services to retail clients as defined under applicable laws and regulations.

2. Client Eligibility

By engaging with Para Bellum, you confirm that you are acting on behalf of a professional, institutional, or wholesale client that is a legal entity, and that you have authority to bind that entity. You are responsible for ensuring your own eligibility before engaging our services.

3. No Investment Advice

Unless expressly agreed in writing:

• Our services do not constitute personalised investment, fiduciary, legal, or tax advice.
• Any analysis or commentary provided is general in nature.
• You are responsible for obtaining independent professional advice before acting on recommendations or insights.

4. Confidentiality

Each party agrees to maintain the confidentiality of all non-public information received in connection with the services, except where disclosure is required by law, regulation, or regulatory authority. Confidential information may not be shared with third parties without prior written consent.

These obligations apply in addition to, and do not limit, any separate non-disclosure agreement (NDA) entered into between the parties. This obligation survives termination of the engagement.

5. Intellectual Property

All materials, reports, models, templates, and insights provided by Para Bellum remain our intellectual property. You receive a non-exclusive, non-transferable licence to use deliverables solely for your internal purposes.

Reproduction, distribution, or commercial exploitation requires our prior written consent.

6. Client Responsibilities

You agree to:

• Provide all required information, documentation, data, approvals, and access necessary for Para Bellum to deliver the services, within the timeframes specified in the engagement letter or otherwise communicated.
• Respond promptly to communications and attend scheduled calls, meetings, or sessions.
• Acknowledge that Para Bellum’s engagement timelines (e.g. a 12-week engagement) are contingent upon timely cooperation. Delays, omissions, or failure to provide required inputs will impact your own delivery schedule, not Para Bellum’s.
• Accept that if such delays materially extend the agreed timeline, Para Bellum may, at its discretion:

1. 1. 1. adjust project milestones,
      2. reallocate delivery resources, and/or
      3. charge additional fees to reflect the extended scope, rescheduling, or disruption caused.

7. Fees and Payment

• Fees for services are as agreed in the relevant engagement letter or service agreement.
• Upfront Payment: Unless otherwise stated in the engagement letter, clients must pay at least 50% of the total engagement fees upfront as a condition precedent. Para Bellum will not commence work until the upfront instalment is received in cleared funds.
• Remaining Instalments: The balance of fees is payable in accordance with the instalment schedule (weekly, monthly, or milestone-based) as specified in the engagement letter.
• Invoices are payable upon receipt unless otherwise agreed. Late payments may attract interest at a rate of 1.5% per month or the maximum permitted by law.
• Refund Policy: All fees paid are non-refundable once services commence, except where Para Bellum materially breaches its obligations. Refunds will not be issued due to dissatisfaction, non-participation, voluntary cancellation, or changes in client priorities. Attempted chargebacks or payment reversals will be contested.

8. Limitation of Liability

To the fullest extent permitted by law:

• Para Bellum shall not be liable for any indirect, consequential, incidental, or special damages.
• Direct liability is capped at the total fees paid for the specific engagement giving rise to the claim.
• No assurance is given regarding specific financial outcomes, investment results, or performance improvements.

9. Disclaimer of Results

Our services are strategic, analytical, and advisory in nature. Outcomes depend on client execution and external market factors beyond our control. No guarantee of specific financial results, return levels, or performance metrics is made.

10. Non-Disparagement

During and after the engagement, you agree not to make false or misleading statements, whether online or offline, that may harm Para Bellum’s reputation. This does not restrict lawful complaints made in regulatory, legal, or arbitration proceedings.

11. Termination

• Either party may terminate the engagement upon providing written notice, subject to any agreed-upon minimum term.
• Para Bellum reserves the right to terminate immediately for non-payment, breach of confidentiality, reputational harm, or unethical conduct.
• Upon termination, you remain responsible for all fees incurred up to the termination date, and access to any Para Bellum deliverables, materials, or platforms may be revoked.

12. Force Majeure

Para Bellum shall not be liable for delays or failure to perform due to circumstances beyond our reasonable control, including natural disasters, pandemics, political unrest, regulatory changes, or system failures.

13. Dispute Resolution

Parties shall first seek to resolve disputes in good faith through private discussion. If unresolved, disputes shall be referred to arbitration in Singapore under the rules of the Singapore International Arbitration Centre (SIAC). Each party shall bear its own legal costs unless determined otherwise by the tribunal.

14. Governing Law

These Terms are governed by the laws of the Republic of Singapore. Courts of Singapore shall have exclusive jurisdiction, subject to Clause 13 (Arbitration).

15. Indemnity

The Client agrees to indemnify and hold harmless Para Bellum, its directors, employees, and affiliates from and against any claims, liabilities, damages, costs, or expenses (including reasonable legal fees) arising out of or in connection with the Client’s use of our services or deliverables, except to the extent caused by Para Bellum’s wilful misconduct or gross negligence.

16. Data Protection & Security

Para Bellum will take commercially reasonable measures to protect any personal, confidential, or sensitive data provided by the Client against unauthorised access, disclosure, or loss. The Client remains responsible for ensuring that the transfer of any such data to Para Bellum is lawful under applicable data protection regulations. Where a separate Non-Disclosure Agreement (NDA) is in place, its provisions apply in addition to this clause.

17. Subcontractors & Affiliates

Para Bellum may, where appropriate, engage trusted subcontractors, affiliates, or external advisors to support the delivery of services. Para Bellum remains responsible for the overall performance of the engagement and will ensure that any subcontracted parties are bound by confidentiality and professional obligations no less protective than those set out in these Terms.

18. Publicity & Client References

Para Bellum will not use the Client’s name, logo, or engagement details in marketing, case studies, or other promotional materials without the Client’s prior written consent. Any such consent, once granted, may be withdrawn by the Client at any time by written notice. For the avoidance of doubt, Para Bellum may use anonymised, aggregated, or non-identifiable examples of client engagements and outcomes in its marketing, educational, or thought-leadership materials without obtaining further consent.

These Terms apply in addition to, and do not limit, any separate non-disclosure agreement (NDA) entered into between the parties.

19. Survival of Obligations

The following obligations survive the termination or expiry of an engagement: confidentiality, data protection, intellectual property, limitation of liability, non-disparagement, indemnity, and all payment obligations.

20. Severability

If any provision of these Terms is held invalid, the remaining provisions shall remain enforceable.

21. Entire Agreement

These Terms, together with the relevant engagement letter, represent the entire agreement between the parties and supersede any prior discussions or communications.

22. Amendments

Para Bellum reserves the right to amend these Terms at any time. Updated versions will be published on our website and take effect immediately unless otherwise stated. Continued engagement constitutes acceptance of revised terms.

23. Electronic Signatures

Digital acceptance or electronic signatures shall be deemed valid and binding for all purposes.

24. Contact Us

If you have any questions about these Terms of Service, please contact:

Para Bellum Financial Markets Advisory
Email: [email protected]
Phone: +65 9754 0157
Website: www.parabellumadvisors.com